In order to become debt-free you must learn how to control money. Learn how to be frugal. Without the knowledge to control spending, it doesn’t matter how much you make because you will never have enough money to do what you want, when you want. In order to eliminate debt free you must learn when to say “NO”. Continue reading How to Get Out of Debt Free
It is summer time and it is time to rid all that extra body mass you have been slowly gaining since, well seems like forever. Did you know there is a frugal way of losing weight?
I do not mean by starving yourself skinny because, well, that is not possible.
I mean by doing it correctly, which will not only help you lose weight and “fit” into that new bathing-suit you have been wanting to buy, but it will save money for you and your family!
Yes, finally there is a frugal way of losing weight and saving money.
How is that possible, you ask?
I want to share some information that the media has gotten all wrong, for quite a long time.
I have proof that the information I am about to tell you is the honest truth. A really good friend of mine has a website and he has just posted his proof of how much weight he has lost since following all the steps in Dr.Fuhrman book.
He has saved almost enough money on his grocery bill this year to pay half the total for his vacation this summer! Now what is strange about all this is that he is eating so much healthier – AND saving money too! A win-win combination!
So if you need proof, go see my friend Phil’s website for proof that eating healthy doesn’t have to cost an arm and a leg.
His post is kinda funny title, but believe what you are about to read! http://makeitez4me.com/burn-your-britches-behind-you/.
You can also read my review of the best-seller book on my other website at:
I hope you enjoy this post because you owe to yourself to save money. By saving money you are becoming debt-free. By becoming debt-free you are actually building wealth. By building wealth you are achieving what only 10% of Americans are achieving; A debt-free life-style, where you work only when you want to…
I thoroughly enjoy spring time down here in the deep south (Louisiana). It provides the cheap frugal living I have been waiting for all year!
We can sometimes have violent storms with rain, wind or hail, but generally the days are so wonderfully pleasant. Not too hot and not cold at all.
The flowers are blooming. The air is full spring flower fragrances. Smells are so wonderful. It puts a skip in your step, so to speak.
Another favorite part about springtime is the planting of your vegetable garden.
All experienced frugal living individuals know that growing your own food is by far cheapest way to live. Your food is cheaper, more healthy, and taste better. It is positively a win-win scenario.
I invite you to read Tips on Growing Your Own Food to know more.
Spring is in the Air!
School is out and now it’s time to adopt a better way of living. Lets learn new frugal ideas!
I want to welcome everyone here to a new beginning. It is the season to learn how Frugal Living can save you money, allow you better health and happiness, and help you to help our environment.
I am going to try to post at least twice a week and give you tips about your health, your food, your money, your family, everything that is vital to you for a safer more enjoyable summer.
I will be giving you tips how to make your own cleaning products that will not be loaded with toxins like your commercial grade cleaners and detergents are.
- How to make your own soap
- How to make your own household cleaners
- How to save money on your groceries
- What to make for dinner when your cupboards are bare
- Lawn and garden tips
- Ways to budget for that vacation away from home
- New frugal ideas
I also invite one and all to make suggestions, add your own comments, and if you feel that I am wrong, tell me! I want to know! My readers also want to know! You owe it not only me and to you, but to everyone that reads these posts.
So with out further ado, lets get started!
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How to Make Frugal Habits
Today I would like to suggest that you make a to do list about being frugal. What can you write on this list that will help you to be frugal? Being frugal is a wise thing to do nowadays because of the expense. Consider the free frugal living tips as a daily reminder to how to be frugal.
How can you create “smart money” that will work for you, instead of you working for the money? You want to create a plan for your money. I call this my daily to do list. This list is organizing my spending before I ever leave the house.
I take care of the big things first, then work my way down my lists until it is time to go shopping. If I organize in this way, I do not overspend while at, for example, grocery shopping.
To learn more about how to budget your money, see How To Make a Budget.
My to do list consist of organizing into priorities. So the way I prioritize my lists is:
- Power (electricity, heat, cooling, water, etc)
- Shelter (mortgage)
- Transportation (gasoline)
- Internet (this is my job, so it is more important than credit cards)
- Credit Cards (accounts)
- All other expenses (savings, giving, gifts, etc)
The first thing I do every first of the month is write down all my incoming monthly debt. I know what it will be from knowing what last month’s bill was. My electric bill, for example, will fluctuate a little. Depending on the time of year I can estimate the direction it may go, up or down. I always estimate more usage because I do not like surprises.
Since I know what my mortgage, utilities, cable TV, gasoline, savings, and church expenses are going to be, I can now plan out how much money I can spend for food, credit cards, entertainment, and any other miscellaneous expenses.
Everyone’s to do list will be different because every person’s situation is unique and therefore, different. But every person has to eat, has to be sheltered from the cold, has to find a way to move around, etc. So these expenses would be similar to everyone, which is where you can be frugal.
I hope this helps you in your monthly planning of how to control expenses. I will be adding more to this blog so stay in touch. If you see something that should be added here, please feel it necessary to contact me so I can add it to this to do list.
May you be blessed today and find a way to enjoy this glorious day that God has given us!
Have you ever heard about how your thoughts have control whether you will either gain more money or you will lose money? There is a new movement around today ever since the best seller book and movie, “The Secret”, by Rhonda Byrne has come out. This does sound like something out of a science fiction novel, but beware, it is real.
Stress will Kill you!
Did you know that the American Psychological Association has found all kinds of health related problems associated with poorly managed stress? Besides the hectic holiday season we are going through now, doctors are warning against abnormal levels of stress and anxiety.
Many people will be finding it very hard to stick to there “diets” with the holiday season in full swing. If you may be one of the unlucky few that will fall short there is no need to fear, because Ken is here with another Recipe to save you!
Continue reading Holiday Cookies Recipes
The Christmas holiday season is upon us now, with decorating, shopping, cooking, and of course, cakes, pies and fudge! I just had to try this super good fudge recipe for myself. It is To Die For! What makes this fudge so special is that it is actually “good for you”.
Tips for Protecting your Money from Hackers
I am wishing everyone a Happy Thanksgiving and a truly Merry Christmas! In order for you to NOT be caught off guard this holiday season, It is vital that you be smart with your money. Protect your credit and debit card information! Continue reading online credit card fraud prevention